Thinking About Selling This Winter?

Thinking About Selling This Winter?
Posted November 18, 2020 in Mortgage, Real Estate

If you’re thinking about moving, selling your house this winter might be the way to go. Here are four market trends that you should take note of when making your decision. Buyers Are Active It’s clear that buyers are ready, willing, and able to purchase – and they’re in the market right now. In many […]

Things To Know Before Filing A Homeowner’s Insurance Claim

Things To Know Before Filing A Homeowner’s Insurance Claim
Posted November 11, 2020 in Home Improvement

Not all homeowners insurance policies are created equal. When it comes time to file a claim, many homeowners find that their policy covers only certain types of damage. As a homeowner, you should thoroughly read your policy before you need it. Review your declarations page in order to fully understand what your policy covers and […]

Fall Yard Work Tips

Fall Yard Work Tips
Posted November 4, 2020 in Home Improvement

Autumn is hardly the time for homeowners to ignore their lawns and landscapes. In fact, what they do now will determine the quality of their family yard next spring and summer. During the pandemic, homeowners have been rediscovering the importance of connecting to the outdoors. That has translated into record sales in yard and garden […]

Sherwin-Williams Announces 2021 Color of the Year

Sherwin-Williams Announces 2021 Color of the Year
Posted October 27, 2020 in Home Improvement

Paint company Sherwin-Williams announced its 2021 color of the year: “urbane bronze.” The hue is said to instill calmness and has ties to nature, Sherwin-Williams says. “The home is now the ultimate retreat from the world, and color is an easy and effective way to create a personal haven,” says Sue Wadden, director of color […]

Home Buying In A Competitive Market

Home Buying In A Competitive Market
Posted October 20, 2020 in Real Estate

With so few houses for sale today and low mortgage rates driving buyer activity, bidding wars are becoming more common. Multiple-offer scenarios are heating up, so it’s important to get pre-approved before you start your search. This way, you can put your best foot forward – quickly and efficiently – if you’re planning to buy […]

Is It Time To Refi?

Is It Time To Refi?
Posted October 13, 2020 in Mortgage

A new study shows that forty-three percent of 30-year mortgage holders are eligible for a refinance that would lower their mortgage rates. That means their credit rating is at least 720, they have at least 20% equity in their homes, and they can reduce their mortgage rate by at least 0.75% through refinancing, according to […]

Existing Home or New Construction?

Existing Home or New Construction?
Posted October 6, 2020 in Real Estate

Finding the perfect home to purchase is one of the biggest challenges for potential buyers. With so few homes for sale and construction of newly built homes ramping up, you may be wondering if you should consider new construction in your search process. It’s a great question to ask, and one to look at from […]

Why Getting Pre-Approved Is So Important

Why Getting Pre-Approved Is So Important
Posted September 29, 2020 in Mortgage, Real Estate

Getting a pre-approval from a mortgage lender in is a great first step in the homebuying process. When looking for a home, the temptation to fall in love with a house that’s outside your budget is very real. So, before you start shopping around, it’s helpful to know your price range, what you’re comfortable within […]

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Tom Horne Jr. - Sr. Loan Officer

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